XRP: Poised for a Major Trend Reversal After Prolonged Consolidation

As of January 28, 2026, market analysis indicates that XRP is on the cusp of a significant bullish reversal following an extended period of consolidation. After weeks of controlled price decline and accumulation near the $1.90 level, the altcoin has completed the necessary structural groundwork for a potential upward surge. According to analyst CW, the key trigger for this reversal WOULD be a decisive breakout above the current descending resistance trendline. This potential shift in momentum is supported by a broader market reset, where excess leverage from XRP's previous rally to $2.40 in January has been largely cleared from the system. The token's recent recovery from lows around $1.80 suggests underlying strength and a possible end to the corrective phase. The current technical setup, characterized by accumulation and a cleared over-leveraged market, creates a favorable environment for XRP to attempt a new bullish trend. Investors and traders are now closely watching for a confirmed breakout, which could signal the start of the next major price appreciation cycle for the digital asset.

Analyst Sees XRP Poised for Trend Reversal After Period of Consolidation

XRP's price has hovered NEAR $1.90 in recent days, showing signs of accumulation after weeks of controlled downside. Market analyst CW notes the altcoin has completed the structural groundwork for a potential reversal, with only a decisive breakout above descending resistance remaining.

The token's recovery from $1.80 lows coincides with a market reset—excess leverage from January's rally to $2.40 has been cleared through liquidations. Whale activity and net buying pressure now challenge the upper boundary of XRP's descending channel at $1.90.

Technical structure suggests bullish confirmation awaits only a clean breakout. 'All conditions are in place,' observes CW, as XRP tests critical resistance with cleaned-up market positioning.

XRP Faces Bearish Q1 2026 Amid Market Downturn, Q2 Hopes Emerge

Ripple's XRP token, after a bullish 2025 that saw it reach an all-time high of $3.65 in July, has succumbed to broader market bearishness. The asset has declined 48% from its peak, with recent losses of 3% weekly and 33% since January 2025. Current trading hovers around $1.90, though minor gains of 0.3% daily and 1% monthly suggest tentative stability.

Analysts project XRP will fluctuate between $1.90 and $2 in the near term, potentially reaching $2.26 by April. Macroeconomic uncertainties and rising precious metal prices indicate sustained pressure on crypto assets through Q1. Gold and silver's ascent signals potential capital rotation away from risk-on markets.

Q2 may offer respite. Anticipated trade deals and global economic stabilization could revive investor sentiment. ETF inflows may catalyze a price recovery, though catalysts remain speculative. The market watches for institutional adoption signals to determine whether XRP can reclaim its 2025 momentum.

XRP Charts Echo Silver's Historic Volatility as Traders Spot Uncanny Pattern

Market technicians are buzzing about an unusual correlation between XRP's price action and silver's decades-long chart patterns. The digital asset's 2018 peak above $3, its subsequent crash to 2020 lows, and recent recovery mirror silver's 1980 boom-and-bust cycle with eerie precision.

Silver's 278% surge since 2025 to $109/oz has drawn fresh attention to alternative stores of value. XRP's current $1.90 trading level reflects similar macro-driven flows, though with cryptocurrency's characteristic volatility. 'The shapes on the charts — rises, deep drops, long quiet stretches — look similar,' observes one analyst tracking both assets.

This technical anomaly emerges as gold breaches $5,000/oz, highlighting growing institutional interest in non-traditional assets. The parallel suggests XRP could be entering what silver traders call 'the compression phase' — a period of consolidation preceding major moves.

Ripple Nears Banking License Approval, Potentially Boosting XRP

Ripple has secured conditional approval from the Office of the Comptroller of the Currency (OCC) for a national trust bank charter, marking a significant milestone for blockchain integration into traditional finance. The fintech firm is the first in its sector to pass this regulatory hurdle, positioning XRP for potential gains if the license is finalized.

The OCC's decision underscores blockchain's role in modernizing financial infrastructure. Ripple's tamper-proof ledger technology offers banks a compelling solution to combat fraud, driving institutional interest. Critics, including Bank Policy Institute CEO Greg Baer, question whether regulatory standards were adjusted to accommodate Ripple's application.

While joining other crypto-native firms like Circle and Paxos in receiving OCC approvals, Ripple must still clear remaining regulatory requirements. The banking license could propel both the company and XRP into mainstream financial prominence.